One of the first decisions for Brazilians buying property in Miami is how to take title: in your own name (as an individual) or through an LLC (Limited Liability Company), the most common vehicle for holding U.S. real estate.
There is no single answer — there is the right structure for your goal: living, investing, asset protection, or succession.
Buying as an individual
This is the simplest, most direct path: lower setup and maintenance costs, title in your name, personal financing when applicable.
- Simplicity: no company to open or maintain;
- Cost: no LLC annual fees or extra company filings;
- Watch-outs: on sale, U.S. law provides for withholding on foreigners' capital gains (FIRPTA); and nonresidents' assets face U.S. estate tax exposure, with a far smaller exemption than residents get.
Buying through an LLC
An LLC is a U.S. limited liability company widely used by foreigners to hold property — including single-member LLCs.
- Asset protection: separates the property from your personal assets;
- Privacy: title is held in the company's name;
- Succession: simplifies estate planning, with company interests instead of the property directly;
- Costs: formation, the state annual fee, and company tax filings — weigh whether the investment size justifies it.
Which one to choose?
For a lower-value primary residence, buying as an individual is usually enough. For a portfolio, high values, or succession planning, an LLC tends to pay off. Either way, set the structure before making an offer — changing title later costs time and money.
EB-5 visa: from investment to residency
The EB-5 visa is the U.S. permanent residency program through investment — and one essential point: buying a condo does not directly grant EB-5. The program requires a qualifying investment that creates jobs in the United States, made in practice through a government-approved regional center.
Many investors combine both tracks: the EB-5 investment through the regional center and, in parallel, the property purchase for living or income. Minimum amounts reported in 2026 are $800,000 in targeted employment areas (TEA) and $1.05 million under the standard level — and the regional center program faces reauthorization in September 2027, according to the trade press.
Site developments with EB-5 history:
- Edge House Miami (Edgewater) — announced an EB-5 program with limited slots;
- Nexo Residences (North Miami Beach) — used EB-5 capital;
- Cove Miami (Edgewater) — used EB-5 capital in its financing.
Want to decide with confidence?
I'll review your case — goal, value, and timeline — and point you to the right path before you offer. Message me on WhatsApp.